From taking advantage of new cost-cutting technologies to making the most of comparison and cashback websites, here are five key ways you can save money in 2015.
1. Take your own lunch to work
Spending £5 a day on supermarket snacks and sandwiches may not seem like a lot at time of expenditure, however, it will cost you around £1,000 a year. A good habit for you to pick up is to make your own lunch, every morning. Then you can put the money you save towards a holiday.
2. Check your Direct Debits
Remember that gym you joined three years ago? Or that magazine you subscribe to? Always make sure you double-checking your Direct Debits, to make sure you’re not still paying for things that you don’t need. On average, Britons waste a staggering £70 a month paying for Direct Debit services we don’t need or use. So, make sure you’re not one of them!
3. Earn cashback when you shop online
Did you know, you can earn instant money back when you do your shopping via cashback sites like Quidco.com and Topcashback.co.uk? All you need to do is set up an account, then browse your favorite stores and shop as normal, via the cashbacksite. Then, a percentage of the money you spend will automatically go back into your bank account. It’s a little bit like getting paid to shop.
4. Claim for late train fares
If your train is delayed for more than half an hour, then you are entitled to claim at least part of your rail fare back. What’s more, it’s surprisingly easy to do. All you need to do is, ask the ticket inspector for a paper refund form. Failing that, you can log onto the rail company’s website and fill in an online form.
5. Shop around for the best deals
Searching for a product via a comparison website only takes seconds to do. It’s also the best way of guaranting that you’re getting the best possible deal. Mysupermarket.co.uk will enable you to get best deals on your food shop. Whilst, gocompare.com and comparethemarket.com will help you get the most out of your car, home and travel insurance. For cheap flights and hotels, try cheapflights.co.uk
All you need is a bit of willpower now, then you can put the money you would have otherwise wasted towards a more important goal – like buying a holiday or a new car.
Do you have any decent money saving tips?
The post New Discoveries Prove How To Save Money in 2015 appeared first on Mind The Money – Finance Made Easy | Personal Finance Blog.
